CFO Services in Dubai
Reliable CFO Services
for Growing Businesses
Expert financial leadership to take your business on the growth path.
We offer fractional CFO services, financial planning, tax compliance support, and with deep knowledge of local regulations and business practices.
We say we are reliable because companies trust us...
We are Your Complete Financial Leadership Team
We understand growing businesses in Dubai. We've provided hundreds of startups and SMEs across the UAE with dedicated fractional CFO expertise that serves as their complete finance department.
Startup Services
We provide startup services, including financial planning, cashflow and runway planning, fundraising support, & exit strategy for new ventures.
Advisory Services
Our consulting services offer, Business Valuation, Feasibility Study, M&A advisory, UAE corporate tax planning and more
Accounting & Bookkeeping
We specialize in accounting and bookkeeping services, managing financial records, reporting, and audit preparation.
Why Growing Companies Choose Jazaa
Market Specialists
Dubai-based team with deep understanding of local regulations, banking systems, VAT compliance, e-invoicing, and investor expectations. You get guidance specific to how business actually works in the UAE.
Growth-Stage Focus
We specialize in the exact challenges you face. Startups preparing for funding, SMEs scaling operations, companies expanding regionally. Not generic consulting.
Proven Results
200+ businesses have used our financial leadership to raise capital, expand operations, and build sustainable growth. 4.8/5 rating from our clients.
Cost-Effective Expertise
Get CFO-level guidance without CFO-level overhead. Flexible engagement that scales with your actual needs.
Other Firms
- Generic international approach
- Limited UAE regulatory knowledge
- Basic bookkeeping focus
- No local market understanding
- International team without UAE experience
Jazaa Financial Leadership
- UAE-specific expertise and local knowledge
- Deep Emirates compliance and tax expertise
- Complete CFO-level strategic guidance
- Dubai business environment specialists
- Local team with international certifications
Case Studies
Client Success Stories
Real testimonials from UAE business owners who have worked with our CFO services team and achieved measurable business improvements.
Industry-specific CFOs & financial experts that help businesses scale
We partner with businesses from startup through growth phases. Our services include part time CFO support, financial modeling, tax compliance, and strategic planning.
With our UAE market experience, we understand the specific needs and regulations affecting business in Emirates.
CFO for Startups
We work with UAE tech startups and have expertise in SaaS financial modeling, subscription metrics analysis, and local compliance requirements for technology businesses.
CFO for Ecommerce
We have experience in UAE ecommerce, including inventory management processes, import/export compliance requirements, and customer acquisition cost analysis for online businesses.
CFO for Real Estate
Our real estate CFOs work with UAE property development companies, providing project finance modeling expertise and guidance on navigating local real estate regulations.
CFO for Fintech Companies
We help UAE fintech companies navigate complex regulatory requirements while building financial models and systems that support business growth and investor relations.
CFO for Professional Services
Law firms, consultancies, and professional service providers work with our team for expertise in client profitability analysis and resource planning for service businesses.
CFO for Other Industries
We provide comprehensive financial services for businesses across all Emirates sectors, from bookkeeping to CFO services to tax compliance support.
Specialized CFO packages available for UAE startups and growing businesses
Services
CFO & Financial Services
Remote CFO for UAE businesses. Financial planning, reporting & tax compliance delivered online with updates.
Part-time CFO for growing companies. Senior financial officer on a flexible schedule that fits your budget.
Temporary CFO during transitions. Fill financial officer gaps while recruiting or during business changes.
Regular CFO engagement for established businesses. Scheduled financial oversight and planning on ongoing basis.
UAE business accounting and financial reporting. Monthly statements, tax preparation, and regulatory compliance.
Financial audit preparation assistance. Documentation, process review, and auditor coordination for required audits.
Daily transaction recording and financial record maintenance. Bank reconciliation, expense tracking, and monthly reports.
UAE Corporate Tax compliance and filing. Navigate tax requirements and minimize liability.
Business worth assessment for sales, investments, or legal purposes. Market-based valuation analysis.
M&A transaction assistance. Due diligence, financial analysis, and deal structure guidance.
Investor-ready financial models and pitch materials. Due diligence preparation for funding rounds.
Startup financial modeling and cash flow projections. Revenue forecasts and expense planning.
Business sale preparation and exit strategy development. Valuation and transaction readiness.
CFO services designed for early-stage companies. Financial setup, investor relations, and growth planning.
Team
Meet Your CFO Team
Our team consists of qualified CFOs, CPAs, and UAE business experts with extensive knowledge of Emirates finance, accounting, tax compliance, and business growth strategies.
Mohammad Asif, CMA, CSCA
CEO
Haroon Rasheed Khan
General Manager
Mohammad Asfar Azmi
Manager - Financial Analysis
Resources
Free Resources
90-Day Cash Flow Calculator for Startups
Forecast your runway, plan for “what-ifs,” and get early warnings before things go south.
The Ultimate CFO Checklist for Founders
Founder-ready PDF covering 70+ CFO priorities across nine critical business areas.
Investor Ready Due Diligence Investors Checklist
Everything you need to prepare financials, organize compliance, and impress investors
Equity Split Checklist
Everything you need to test scenarios, forecast dilution, and protect ownership.
VAT Compliant Checklist
Everything you need to prepare returns, pass audits, and stay compliant.
Series B Financial Review Criteria Investors Use to Evaluate Startups
Series B demands 2–3x ARR growth, strong unit economics, IFRS-audited UAE financials.
FAQs
Frequently Asked Questions
Bookkeeping and accounting track what already happened - they record transactions, manage compliance, and prepare financial statements. A fractional CFO in Dubai focuses on what happens next.
CFO services for growing businesses include strategic financial planning, cash flow forecasting, profitability analysis by product or service, and decision support for expansion. While your accountant handles compliance and record-keeping, outsourced CFO support adds the planning layer you need to grow confidently in the UAE market.
Think of it this way: your accountant tells you where you've been, CFO services help you decide where you're going.
We provide financial consulting and CFO services across Dubai, Abu Dhabi, and UAE free zones for:
Technology startups and SaaS companies (subscription revenue, burn rate management, investor metrics), ecommerce businesses (inventory planning, multi-channel profitability), real estate and construction (project finance, development cycles), professional services and consulting firms (utilization rates, client profitability), and healthcare practices.
Our part-time CFO approach adapts to your specific business model. Whether you're in a Dubai mainland company or operating from a free zone, we understand the financial challenges and regulatory requirements of your industry in the UAE market.
Yes. Most businesses using fractional CFO services in Dubai aren't fundraising - they want better control of their business finances.
Outsourced CFO support helps you understand which products or services actually make money, manage cash flow during growth without running out of money, make informed pricing decisions based on real costs, plan expansion across UAE emirates intelligently, and navigate UAE Corporate Tax and VAT requirements effectively.
Financial clarity creates value whether you're raising capital or building a profitable business organically. A virtual CFO gives you that clarity without the cost of hiring a full-time financial leader.
Absolutely. We work alongside your existing accounting team throughout Dubai and the UAE.
Your accountant continues handling daily bookkeeping, transaction recording, and compliance filing. Our fractional CFO services add strategic financial planning, forecasting, and decision support on top of that foundation.
Most of our clients keep their accountant for compliance work while we provide the financial leadership and analysis. This gives you the best of both - accurate records and strategic guidance - without paying for a full-time CFO in Dubai.
We coordinate directly with your accounting team to ensure smooth financial management for your business.
A full-time CFO in Dubai typically costs AED 40,000-80,000+ monthly (salary, benefits, visa, office space). Part-time CFO services through Jazaa cost a fraction of that while giving you the same level of expertise.
Your investment for outsourced CFO support depends on business complexity and how much support you need - ranging from basic financial planning for startups to comprehensive CFO services for established companies.
We create customized plans based on your situation. Most growing businesses in the UAE find virtual CFO services cost 70-85% less than hiring full-time, with flexibility to scale support as your business grows.
We offer a free consultation to discuss your needs and provide specific pricing for your business in Dubai or anywhere across the UAE.
Get In Touch
contact@jazaa.com
LOCATION
Dubai, UAE with clients across all Emirates
Meeting
Book a consultation to discuss your specific financial needs
CFO Services vs Full Time CFO
A full time CFO remains on payroll regardless of business cycles. Salary benefits office space software licenses and long term commitments continue even during slower revenue periods.
CFO services from Jazaa provide senior financial leadership without permanent overhead. Businesses pay only for the level of accounting and financial support required at each stage. Engagements can scale up or down as priorities change.
CFO services operate efficiently because they work across multiple companies and industries. Financial patterns are recognised quickly, reducing onboarding time and accelerating insight.
There is no recruitment process no HR management and no long term employment risk. CFO services from Jazaa deliver flexibility clarity and experienced oversight without fixed cost exposure.
CFO Services for Financial Challenges Faced by Founders
Core Problems Addressed Through CFO Services
Unclear margins reduce decision clarity. Revenue growth does not always translate into profitability. CFO services analyse accounting data to break down margins by product service or customer segment.
Unpredictable cash flow creates uncertainty. Delayed payments uneven revenue cycles and rising costs reduce visibility. CFO services build forward looking cash flow forecasts using accurate bookkeeping records.
Investor readiness gaps slow fundraising. Investors expect clear answers on unit economics burn rate acquisition cost lifetime value and growth assumptions. CFO services structure accounting and reporting to support these expectations.
Scaling without structure causes breakdowns. As transaction volume increases accounting systems often fail to keep pace. CFO services reorganise bookkeeping processes and reporting to maintain control.
Decisions without data increase risk. Hiring expansion marketing and funding decisions require financial context. CFO services provide reliable numbers to remove guesswork.
Remote CFO Services Engagement Model
How CFO Services Work in Practice
Financial work is completed independently. CFO services review accounting records build reports and analyse trends while founders focus on operations sales or product development.
One structured weekly call reviews findings clarifies questions and aligns priorities. Each session follows a clear agenda to maintain efficiency.
System access remains controlled. CFO services operate with read only permissions unless changes are approved ensuring transparency and data integrity.
All files reports forecasts and financial models are stored securely in cloud platforms with version control and traceability.
Delivery aligns with your working hours regardless of location.
Accounting Compliance and Financial Data Security
Protecting Accounting and Bookkeeping Information
Accounting data is handled using encrypted systems secure servers and restricted access protocols. Only authorised users can access financial information.
Accounting processes align with UAE VAT corporate tax free zone and regulatory frameworks. CFO services ensure records remain audit ready.
Confidentiality applies to every engagement. Financial data is never reused shared or referenced without consent.
All accounting reporting and communication tools follow modern encryption and access control standards.
CFO Services Industry Experience
Business Sectors Supported
SaaS and subscription businesses supported with recurring revenue tracking churn analysis and lifetime value reporting.
Fintech companies supported with complex payment flows regulated accounting and reconciliation structures.
Ecommerce businesses supported with inventory bookkeeping channel level margins returns handling and seasonal cash planning.
Technology startups supported with cap table management burn rate analysis investor reporting and funding preparation.
Consulting and professional services supported with project profitability utilisation tracking and service margin analysis.
Logistics and supply chain businesses supported with working capital optimisation inventory turnover and cash conversion cycles.
CFO Services Geographic Coverage
Regional and International Support
CFO services available across the UAE.
Free zone accounting requirements are fully supported.
International operations structured for consistent reporting.
Accounting System Migration Support
Switching Tools Without Disruption
Accounting data is transferred securely with full history preserved.
Reporting continues without interruption during migration.
Systems are configured and explained clearly.
Accounting Systems Used in CFO Services
Tools Supported
Accounting platforms supported include Xero QuickBooks Online Zoho Books and structured Excel models. Jazaa CFO services do not require forced system migration.
Automated bank feeds reduce manual bookkeeping errors and improve reconciliation accuracy.
Revenue and payment platforms integrate directly into accounting records for consistency.
Custom dashboards provide visibility into cash flow performance and trends.
Equity and cap table records are maintained using dedicated tools or controlled spreadsheets.
CFO Services Onboarding Timeline
First Three Months of Engagement
Month one focuses on financial visibility. Existing accounting records systems and reports are reviewed to identify gaps risks and immediate priorities.
Month two focuses on structure. Bookkeeping is cleaned reporting templates are standardised and systems are aligned for clarity.
Month three focuses on planning. Forward looking forecasts and defined financial metrics are built to support decisions.
Ongoing CFO services continue through regular reviews guiding hiring spending capital allocation and growth.
Accounting and CFO Services Scenarios
Common Situations Managed
Accounting transitions are stabilised during handovers between accountants or firms.
Historical bookkeeping cleanup corrects past errors and restores confidence in reporting.
Audit preparation includes organising documentation coordinating with auditors and preparing financial statements.
Accounting software migrations are completed securely with full historical continuity.
Coordination is maintained with tax legal and operational advisors when required.
CFO Services and Full Time CFO Transition
Supporting Financial Maturity
Later stage businesses with complex governance may require in house leadership.
CFO services document accounting systems processes and reporting to ensure smooth handover.
Some businesses retain strategic CFO services after hiring internally.
Bookkeeping Cleanup and Reconciliation
Restoring Trust in Accounting Records
Errors duplicates and misclassifications are identified and corrected systematically.
Clean bookkeeping supports compliance reliable reporting and investor confidence.
Cleanup scope timelines and deliverables are defined before work begins.
CFO Services Engagement Process
How Jazaa Works With Clients
Discovery focuses on understanding the business model and financial structure.
Financial health is assessed through accounting systems and records review.
Reporting and bookkeeping processes are optimised for clarity and control.
Ongoing CFO services guide operational and financial decisions.
Working With Existing Accounting Teams
Clear Role Separation
Bookkeeping and compliance remain with existing accountants.
CFO services focus on planning oversight and financial direction.
Clear communication prevents duplication and inefficiency.
