CFO Services in Dubai
Reliable CFO Services
for Growing Businesses
Expert financial leadership to take your business on the growth path.
We offer fractional CFO services, financial planning, tax compliance support, and with deep knowledge of local regulations and business practices.
We say we are reliable because companies trust us...
We are Your Complete Financial Leadership Team
We understand growing businesses in Dubai. We've provided hundreds of startups and SMEs across the UAE with dedicated fractional CFO expertise that serves as their complete finance department.
Startup Services
We provide startup services, including financial planning, cashflow and runway planning, fundraising support, & exit strategy for new ventures.
Advisory Services
Our consulting services offer, Business Valuation, Feasibility Study, M&A advisory, UAE corporate tax planning and more
Accounting & Bookkeeping
We specialize in accounting and bookkeeping services, managing financial records, reporting, and audit preparation.
Why Growing Companies Choose Jazaa
Market Specialists
Dubai-based team with deep understanding of local regulations, banking systems, VAT compliance, e-invoicing, and investor expectations. You get guidance specific to how business actually works in the UAE.
Growth-Stage Focus
We specialize in the exact challenges you face. Startups preparing for funding, SMEs scaling operations, companies expanding regionally. Not generic consulting.
Proven Results
200+ businesses have used our financial leadership to raise capital, expand operations, and build sustainable growth. 4.8/5 rating from our clients.
Cost-Effective Expertise
Get CFO-level guidance without CFO-level overhead. Flexible engagement that scales with your actual needs.
Other Firms
- Generic international approach
- Limited UAE regulatory knowledge
- Basic bookkeeping focus
- No local market understanding
- International team without UAE experience
Jazaa Financial Leadership
- UAE-specific expertise and local knowledge
- Deep Emirates compliance and tax expertise
- Complete CFO-level strategic guidance
- Dubai business environment specialists
- Local team with international certifications
Testimonials
Client Success Stories
Real testimonials from UAE business owners who have worked with our CFO services team and achieved measurable business improvements.
Industry-specific CFOs & financial experts that help businesses scale
We partner with businesses from startup through growth phases. Our services include part time CFO support, financial modeling, tax compliance, and strategic planning.
With our UAE market experience, we understand the specific needs and regulations affecting business in Emirates.
CFO for Startups
We work with UAE tech startups and have expertise in SaaS financial modeling, subscription metrics analysis, and local compliance requirements for technology businesses.
CFO for Ecommerce
We have experience in UAE ecommerce, including inventory management processes, import/export compliance requirements, and customer acquisition cost analysis for online businesses.
CFO for Real Estate
Our real estate CFOs work with UAE property development companies, providing project finance modeling expertise and guidance on navigating local real estate regulations.
CFO for Fintech Companies
We help UAE fintech companies navigate complex regulatory requirements while building financial models and systems that support business growth and investor relations.
CFO for Professional Services
Law firms, consultancies, and professional service providers work with our team for expertise in client profitability analysis and resource planning for service businesses.
CFO for Other Industries
We provide comprehensive financial services for businesses across all Emirates sectors, from bookkeeping to CFO services to tax compliance support.
Specialized CFO packages available for UAE startups and growing businesses
Services
CFO & Financial Services
Remote CFO for UAE businesses. Financial planning, reporting & tax compliance delivered online with updates.
Part-time CFO for growing companies. Senior financial officer on a flexible schedule that fits your budget.
Temporary CFO during transitions. Fill financial officer gaps while recruiting or during business changes.
Regular CFO engagement for established businesses. Scheduled financial oversight and planning on ongoing basis.
UAE business accounting and financial reporting. Monthly statements, tax preparation, and regulatory compliance.
Financial audit preparation assistance. Documentation, process review, and auditor coordination for required audits.
Daily transaction recording and financial record maintenance. Bank reconciliation, expense tracking, and monthly reports.
UAE Corporate Tax compliance and filing. Navigate tax requirements and minimize liability.
Business worth assessment for sales, investments, or legal purposes. Market-based valuation analysis.
M&A transaction assistance. Due diligence, financial analysis, and deal structure guidance.
Investor-ready financial models and pitch materials. Due diligence preparation for funding rounds.
Startup financial modeling and cash flow projections. Revenue forecasts and expense planning.
Business sale preparation and exit strategy development. Valuation and transaction readiness.
CFO services designed for early-stage companies. Financial setup, investor relations, and growth planning.
Team
Meet Your CFO Team
Our team consists of qualified CFOs, CPAs, and UAE business experts with extensive knowledge of Emirates finance, accounting, tax compliance, and business growth strategies.
Mohammad Asif
CEO
Haroon Rasheed Khan
Manager - Financial Analysis
Mohammad Asfar Azmi
Senior Financial AnalystResources
Free Resources
90-Day Cash Flow Calculator for Startups
Forecast your runway, plan for “what-ifs,” and get early warnings before things go south.
The Ultimate CFO Checklist for Founders
Founder-ready PDF covering 70+ CFO priorities across nine critical business areas.
Investor Ready Due Diligence Investors Checklist
Everything you need to prepare financials, organize compliance, and impress investors
Equity Split Checklist
Everything you need to test scenarios, forecast dilution, and protect ownership.
VAT Compliant Checklist
Everything you need to prepare returns, pass audits, and stay compliant.
Series B Financial Review Criteria Investors Use to Evaluate Startups
Series B demands 2–3x ARR growth, strong unit economics, IFRS-audited UAE financials.
FAQs
Frequently Asked Questions
Bookkeeping and accounting track what already happened - they record transactions, manage compliance, and prepare financial statements. A fractional CFO in Dubai focuses on what happens next.
CFO services for growing businesses include strategic financial planning, cash flow forecasting, profitability analysis by product or service, and decision support for expansion. While your accountant handles compliance and record-keeping, outsourced CFO support adds the planning layer you need to grow confidently in the UAE market.
Think of it this way: your accountant tells you where you've been, CFO services help you decide where you're going.
We provide financial consulting and CFO services across Dubai, Abu Dhabi, and UAE free zones for:
Technology startups and SaaS companies (subscription revenue, burn rate management, investor metrics), ecommerce businesses (inventory planning, multi-channel profitability), real estate and construction (project finance, development cycles), professional services and consulting firms (utilization rates, client profitability), and healthcare practices.
Our part-time CFO approach adapts to your specific business model. Whether you're in a Dubai mainland company or operating from a free zone, we understand the financial challenges and regulatory requirements of your industry in the UAE market.
Yes. Most businesses using fractional CFO services in Dubai aren't fundraising - they want better control of their business finances.
Outsourced CFO support helps you understand which products or services actually make money, manage cash flow during growth without running out of money, make informed pricing decisions based on real costs, plan expansion across UAE emirates intelligently, and navigate UAE Corporate Tax and VAT requirements effectively.
Financial clarity creates value whether you're raising capital or building a profitable business organically. A virtual CFO gives you that clarity without the cost of hiring a full-time financial leader.
Absolutely. We work alongside your existing accounting team throughout Dubai and the UAE.
Your accountant continues handling daily bookkeeping, transaction recording, and compliance filing. Our fractional CFO services add strategic financial planning, forecasting, and decision support on top of that foundation.
Most of our clients keep their accountant for compliance work while we provide the financial leadership and analysis. This gives you the best of both - accurate records and strategic guidance - without paying for a full-time CFO in Dubai.
We coordinate directly with your accounting team to ensure smooth financial management for your business.
A full-time CFO in Dubai typically costs AED 40,000-80,000+ monthly (salary, benefits, visa, office space). Part-time CFO services through Jazaa cost a fraction of that while giving you the same level of expertise.
Your investment for outsourced CFO support depends on business complexity and how much support you need - ranging from basic financial planning for startups to comprehensive CFO services for established companies.
We create customized plans based on your situation. Most growing businesses in the UAE find virtual CFO services cost 70-85% less than hiring full-time, with flexibility to scale support as your business grows.
We offer a free consultation to discuss your needs and provide specific pricing for your business in Dubai or anywhere across the UAE.
Get In Touch
contact@jazaa.com
LOCATION
Dubai, UAE with clients across all Emirates
Meeting
Book a consultation to discuss your specific financial needs
Outsourced CFO vs Full Time CFO
Why an Outsourced CFO Instead of a Full-Time Hire
A full-time CFO remains on payroll regardless of business cycles. Salary, benefits, office space, software, and long-term commitments continue even during slow periods.
An outsourced CFO provides senior financial leadership without permanent overhead. You pay only for the level of support required and can scale the engagement up or down as business conditions change.
Outsourced CFOs move faster because they have worked across multiple startups and industries. They recognize financial patterns quickly and do not require long onboarding periods.
There is no recruitment process, no HR management, and no performance administration. You gain experience, clarity, and flexibility without long-term risk.
First Three Months of Engagement
What to Expect During Initial Onboarding
Month One Financial Visibility
We review existing records, systems, and reports to identify gaps, risks, and immediate priorities.
Month Two Structural Foundation
Books are cleaned, reporting templates standardised, and systems aligned for clarity.
Month Three Strategic Planning
A forward-looking forecast is built with defined financial metrics for decision-making.
Ongoing Advisory Support
Monthly reviews continue to guide hiring, spending, capital planning, and growth decisions.
Financial Challenges Faced by Founders
Core Business Problems We Solve
Unclear Margins
Revenue growth does not always mean profitability. We analyse cost structures, operating expenses, and margins by product, service, or channel so you know exactly where profits are created and lost.
Unpredictable Cash Flow
Lumpy revenue, delayed payments, and rising expenses create uncertainty. We build forward-looking cash flow forecasts so you always understand runway and liquidity.
Investor Readiness Gaps
Investors expect clear answers on unit economics, burn rate, customer acquisition cost, lifetime value, and growth metrics. We structure your financials so they tell a credible and consistent story.
Scaling Without Structure
As transaction volume increases, systems often break down. We reorganise records, processes, and reporting so growth remains controlled and visible.
Decision Making Without Data
Hiring, expansion, marketing, and fundraising decisions require financial context. We provide the numbers that remove guesswork.
Our Part Time CFO Onboarding Process
How We Work Together Step by Step
Discovery and Assessment
We understand your business model, financial structure, and challenges.
Financial Health Review
Systems, records, and reports are assessed and documented.
Setup and Optimisation
Reporting tools and accounting structures are refined.
Ongoing Strategic Support
Regular reviews guide operational and financial decisions.
Common Operational Scenarios
Situations We Regularly Handle
Transition Between Accountants
We stabilise records and ensure continuity during accounting handovers.
Historical Data Cleanup
Reconciliation and correction of past records restores confidence in reporting.
Audit Preparation
We organise documentation, coordinate with auditors, and prepare financial statements.
Accounting Software Migration
Data is transferred without loss, maintaining historical integrity.
Collaboration With External Advisors
We work alongside tax, legal, and operational consultants as required.
Remote CFO Engagement Model
How Remote CFO Support Works in Practice
Asynchronous Financial Work
We analyse accounts, build reports, and review trends independently while you focus on operations, sales, or product development.
Weekly Structured Review Call
One scheduled call per week is used to review findings, clarify questions, and align priorities with a clear agenda.
Controlled System Access
We work with read-only access to your accounting systems. No changes are made without approval, ensuring full transparency.
Cloud-Based Documentation
All files, reports, and models are stored securely in cloud platforms, ensuring traceability and version control.
Timezone-Compatible Delivery
Support is structured to align with your working hours regardless of location.
Transition to a Full Time CFO
Supporting Long Term Financial Maturity
When a Full Time CFO Becomes Relevant
Later-stage businesses with complex governance and investor structures may require in-house leadership.
Knowledge Transfer and Handover
We document systems, processes, and reports to ensure a smooth transition.
Continued Advisory Role
Some businesses retain strategic oversight support after hiring internally.
Financial Data Security and Compliance
How We Protect Your Financial Information
Information Security Standards
Financial data is handled using encrypted systems, secure servers, and restricted access protocols.
UAE Regulatory Compliance
We work within UAE VAT, corporate tax, free zone, and regulatory frameworks, ensuring audit readiness at all times.
Confidentiality Assurance
Every engagement includes confidentiality obligations. Your data is never shared, reused, or referenced without consent.
Encrypted Cloud Infrastructure
All tools used for accounting, reporting, and communication follow modern encryption and access control standards.
Financial Data Cleanup and Reconciliation
Restoring Accuracy and Trust in Your Numbers
Scope of Cleanup Work
We identify errors, duplicates, and misclassifications and correct them systematically.
Importance of Clean Data
Accurate records are essential for reliable reporting, compliance, and investor confidence.
Cleanup Timelines
Timelines vary by complexity and are defined clearly before work begins.
Engagement Process Overview
How We Work Together Step by Step
Discovery and Assessment
We understand your business model, financial structure, and challenges.
Financial Health Review
Systems, records, and reports are assessed and documented.
Setup and Optimisation
Reporting tools and accounting structures are refined.
Ongoing Strategic Support
Regular reviews guide operational and financial decisions.
Industry Experience and Expertise
Business Sectors We Commonly Support
SaaS and Subscription Businesses
We manage recurring revenue metrics, churn analysis, lifetime value, and acquisition cost tracking.
Fintech Companies
We support financial reporting across complex payment flows, regulatory requirements, and risk management structures.
Ecommerce Brands
Inventory accounting, channel-level margins, returns management, and seasonal cash planning are core focus areas.
Technology Startups
We assist with cap tables, burn rate planning, investor reporting, and funding preparation.
Consulting and Professional Services
Project profitability, utilisation rates, and service margin analysis provide clarity on performance.
Logistics and Supply Chain Operations
Working capital optimisation, inventory turnover, and cash conversion cycles are actively managed.
Working With Your Existing Accountant
Clear Role Separation and Coordination
Defined Responsibilities
Accountants handle compliance and bookkeeping while we focus on strategy and planning.
No Overlapping Work
Roles are clearly defined to avoid duplication and wasted cost.
Collaborative Communication
Information flows smoothly between all parties involved.
Accounting Technology and Systems
Tools We Work With
Accounting Platforms
Xero, QuickBooks Online, Zoho Books, and structured Excel models are all supported without forced migration.
Automated Bank Integrations
Bank feeds reduce manual entry errors and improve reconciliation speed.
Revenue and Payment Tracking
Stripe, PayPal, Shopify, and subscription analytics tools integrate into reporting.
Financial Reporting and Dashboards
Custom dashboards are built using spreadsheets or advanced analytics platforms as required.
Equity and Cap Table Management
Equity structures are maintained using dedicated platforms or controlled spreadsheets.
Accounting System Migration Support
Switching Tools Without Disruption
Structured Migration Process
Data is transferred securely with full historical continuity.
Minimal Operational Downtime
Business reporting continues without interruption.
System Configuration and Training
New platforms are tailored and explained clearly.
Geographic Coverage and Expansion
Serving Businesses Across and Beyond Dubai
UAE Wide Support
We work with companies across all Emirates.
Free Zone Experience
DIFC, ADGM, and other free zone regulations are well understood.
International Operations
We support UAE-based entities with cross-border considerations.
